Smartnode rewards VS Smartrewards

After 3 months hosting smartnodes I noticed that I have enough rewards to create additional smartnodes.

Hence the dilemma, do I forgo Smart rewards for a month by creating additional Smartnode? Let's look at the risk reward calculation.

For example I have 40,000 smartcash where 30,000 are locked in 3 smartnodes.

If I withdraw 10,000 from the 3 addresses, I would forfeit around 1,200 smartcash by the next smart rewards round which will be on 25th May. 1,200 are calculated by forecasting 3% Smart rewards multiply by 40,000 smartcash.
I won't be getting any rewards from my fourth node on the first 20 days so at most I will get 1 reward at best which should be around 160/155 smartcash.
Right off the bat by May 25th month, I will 1,050 smartcash worst off (1,200 less 160/150).
However on the next cycle I will be getting back my smartreward and the additional smart node rewards. On average every month I will be getting reward 3 times which comes to about 450/400 smart cash.
Based on this calculation I'm still in deficit on the second month of my 4th smartnode.

So what do you guys think? Do you transfer your smartcash once you are able to create additional smartnodes?

Please comment.