트랜스퍼와이즈, USD -> KRW 수수료 인하(대부분의 경우)

TL;DR; for non-Korean

Transferwise, one of the famous small-amount foreign exchange/transfer company, is going to reduce(well, in general) its USD to KRW exchange/transfer fee starting from coming Feb 19th.

잘 알려진 외환송금 핀테크 회사 중 하나인 트랜스퍼와이즈 에서 USD -> KRW로의 송금시의 수수료를 인하합니다. 트랜스퍼와이즈는 아마도 소다트랜스퍼 와 함께 요즘 사람들이 소액송금시 많이 쓰는 서비스일 텐데요, 아래는 제가 오늘 트랜스퍼와이즈로부터 받은 이메일입니다.

Hello, we have some news.
 
On February 19th, our fees on transfers from USD to KRW are changing. They’ll go up a little for some transfer amounts, and down for others. 

Here's how much your transfers will cost, depending on the amount you send: 

Amount  Old fee New fee Difference  Type
$100    $3.00   $2.70   -$0.30  Direct Debit
$250    $3.80   $4.50   +$0.70  Direct Debit
$500    $7.50   $7.50   $0.00   Direct Debit
$750    $11.30  $10.50  -$0.80  Direct Debit
$1,000  $15.00  $13.50  -$1.50  Direct Debit
$2,500  $37.50  $31.50  -$6.00  Direct Debit
$5,000  $75.00  $61.50  -$13.50 Direct Debit
$10,000 $135.00 $106.50 -$28.50 Wire
$25,000 $315.00 $264.00 -$51.00 Wire
$50,000 $615.00 $526.50 -$88.50 Wire

The fee used to be 1.5% on amounts up to $5,000, and 1.2% on any remaining amount over $5,000.

The new pricing will be:
•   $1.50 + 1.20% for direct debit and debit cards
•   $1.50 + 1.05% for wire transfers (note that your bank is likely to charge you $25-50, on top of our fees, for wires)
•   $1.50 + 2.90% for credit cards

Why are we doing this? 
When we opened for business in the US, we based our fees on how much we thought these transfers would cost us to process. It turns out that some of them cost a little more, while some cost a little less. The new fees cover our costs. 

We know this isn't great news, and we're sorry about that. We'll bring the fees back down as soon as we can. 

Thanks, 
The TransferWise Team

보시면 아시겠지만 250과 500달러를 KRW로 송금하는 경우를 제외하고 대부분의 direct debit 및 wire transfer의 경우 지불해야 하는 수수료가 줄어드네요. 수수료 변경일은 다가오는 2월 19일입니다.