There have always been careless people, sadly my ex-wife was one of those and destroyed our finances... But kids today seem to be a little more responsible having been through the lean times of the pandemic. We can always hope more people will be responsible and the ratio of careless spenders goes down.

I've always been more conservative, and although it's impossible to go off grid completely. Making wise use of your resources is a good thing, and it sounds like you focus on that just like me!