Financial Freedom Friday: Part 3!!!
It's Financial Freedom Friday Everybody❗❗❗⠀
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This week we are moving onto Step 3️⃣ of my 1️⃣2️⃣ Step guide to Financial Freedom💸⠀
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Last week's Step 2️⃣ was: Create a list of expenses. Budget your spending. ⠀
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It's important to know how much you can spend and on what. This way all your essentials like rent and food are taken care of first. ⠀
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It also helps you to not overspend or splurge on unnecessary shit. ⠀
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So once you have your budget list all written out it's time to move onto Step 3️⃣.⠀
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Which is: To pay off the plug (credit cards) in full.⠀
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Being in debt is one of the most detrimental things to your assets. ⠀
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If you have credit cards or high-interest loans you NEED to be on top of those payments.⠀
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It’s also very important that you pay ON TIME 🕰️ and IN FULL 💰.⠀
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Being on point with your payments is so important in building up good credit. ⠀
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And having good credit is essential in life. You need credit for a whole lot of things.⠀
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You need good credit to buy/lease a car, to buy/rent a home or apartment. You need good credit for business loans. ⠀
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Shit, you even need good credit to establish utility services with certain companies. Even employers sometimes will conduct a credit check before hiring you.⠀
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Pretty much, you need good credit to live comfortably. ⠀
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And if you’re really serious about gaining Financial Freedom then you 100% need to maintain a good credit score. ⠀
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For a very long time I didn’t give a shit about my credit. I paid no attention to it and because of that it was absolutely terrible.⠀
Four years ago after I got sober and started getting my life together I started focusing on bringing up my credit score.⠀
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I knew the type of life I wanted to live. I had a clear vision and goals. ⠀
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And in order to obtain the life I wished of I knew I had to start with slowly building my credit back up. ⠀
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Have you ever had to rebuild your credit?
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