Quotes & Suggestions on Personal Finance

Lease-to-own

Cold calling / emailing
⬇⬇⬇
Presentation
⬇
VP Proposal + Quotations + ROI
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Purchase Order
⬇
Execution
⬇
Invoice

現金流

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規模/體量效應

欠銀行一塊錢，你就是銀行的奴隸
欠銀行幾千萬，你就是銀行的上帝

中小型企业、大企业和跨国企业是完全不同的物种

发源地诅咒。不擴张就注定灭亡。
规模越大，单位成本越低，用人越少。

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刚好主义

不要最好，刚好就好。
和珅在米中掺沙
小黄车

Carl Norden - Bombsight 研发花费相当原子弹的一半 - 飞行器 阿富汗 95%命中率 反美恐怖袭击增加了十倍

吝啬 - 因小失大

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萬稅萬萬稅

Steel casing Custom Tax
500 baht @ DMK Airport 20230822

政府向匯款徵稅 馬撈紛紛變賣國內產業 大馬房價會跌嗎？

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工安 Work Safety

Celestica Kulim require Safety Helmet be declared @ 2023

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雜費

文具

Marker Pen
RM 2.90 / 3s Black P-3 MR320 @ Mr DIY 20231223

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Binding Coil
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A4 size Transparent Binding Cover
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A4 size Clipboard
RM 3.30 / wooden @ Mr DIY 2023 Jan

Catalog/Brochure/Booklet Print & Binding 📒

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RM 359.90 / 10 books, 16pgs, A4, color, Cover & Content: 80gsm Simili

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RM 409 / 10 books, 16pgs, A4, color, Cover: 128gsm Art Paper Matte Coated, Content: 80gsm White Woodfree Uncoated @ Printoka 20231228

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RM 1950 / 300 books, 16pgs, A4, color, 128gsm gloss art paper, Saddle Stitch (Staple Middle) @ Jbtech 20231228

RM 2250 / 500 books, 16pgs, A4, color, 128gsm gloss art paper, Saddle Stitch (Staple Middle) @ Jbtech 20231228