Lowering my HBD APR vote to 15%

Just a quick note for the chain regarding HBD interest %

HBD APR hasn't attracted the attention we wanted, the APR is so high it sounds too good to be true, and actually starts to become a negative for public perception imo.

I've lowered my vote to 15%, and I intend to lower again to 10-12% over the coming weeks.

Nothings really changed regarding our need to expand the HBD supply so some level of interest is useful there still, but ultimately we want to attract Hive/HP investors so that should be the more appealing option APR-wise.

Apologies for the huge break between posts. I'm still here <3

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