hive-180505 Tag Posts Index

KE Ratio: A Personal Perspective

KE Ratio: A Personal Perspective The first time I came up with KE Ratio was in August of 2024. It has come a long way. Recently PeakD front-end kindly integrated

Finance and Economy Community Intro

Finance and Economy Community Intro Hi I am @azircon. I am writing on behalf of Finance and Economy Community. It is unlikely that I will be writing too many posts

Is Europe losing the GIs wars?

If you don't know since a few years there is an escalating trade dispute between the European Union and the United States over food names. The reason is that EU

How Do You Deal with Flexible, and Uncertain, Income?

We've got a new daily organiser at the school I work with and she's awesome - she's switched on, and makes sure all us relief teachers get enough work. But this

Tired of stressing over market dips? Here is a "Sleep Well at Night" retirement portfolio (capped at -15% drawdown) 

A lot of people think asset allocation is boring or kills your returns. But honestly, when it comes to retirement money, you can't afford to go 100% aggressive and

Watch Out: You and I May Be Becoming “Useless Humans”

Today, as we stand in 2026 looking back, we don't see it coming, or maybe yes. But no matter whats the future looks scary for human labor. Most people are already

Fairness & Wages

A fair wage is a complicated issue. Some people think it’s a political matter, define it as “enough to make ends meet”. But that’s not true. It’s a mathematical

Shopping for Real Estate: Financial Acumen or Dumb Luck?

After reading @agmoore's and @azircon's post about investing wisely in property, I thought I'd add my own thoughts. Whilst I live in Australia, the general idea

A Peaceful Retirement Strategy Prepared Through Risk Management and Asset Allocation

The S&P 500 index turned back from its early market decline and closed 0.17% higher. The Russell Index also rose 0.84%, showing a balanced upward trend across

A Check List When Shopping for Real Estate

Whenever I read an article/blog about real estate I pay attention. I recently spent two years trying to find a home that would be a reasonable financial investment.

Houston Property Market Softening

Looking for a Rental Property So, I continue to look at the single family home market in Northern Houston. These days there is so much data publicly available that

Why Price Controls Cause Shortages, Not Relief

It seems like the simplest solution: if prices are too high, just pass a law to make them lower. It's an idea that's seeing a major resurgence in popularity, with

Asset Rebalancing for Retirement Passive Portfolio

Regarding memory semiconductors, the CEO of Seagate stated in an interview that while AI demand is exploding, it is difficult to keep up with supply speeds, and

Floods in Houston

Floods in Houston I reflect a bit on flooding situation in Houston, based on my previous post yesterday. Turns out, I have been through a lot of these in the past

Mistake of not checking the Flood Zone!

Why I’m Passing on Rental Properties in the 100-Year and 500-Year Floodplains When evaluating single-family homes as rental investments, the numbers usually tell

Passive Investing in Houston Rental Property Market

Single Family Home Rental Market As I am aging, I have been slowly moving a portion of my investment portfolio to Real Estate. There are two main reason for this:

Numismatics: A Good Investment?

Way back in 1985 (I think it was 1985) my husband bought a high-quality commemorative silver coin with numismatic value of $1700. I'll talk about what happened to

Ceasefire on "Life Support"

Ceasefire on "Life Support" The war, which began on February 28, 2026, with a series of U.S. and Israeli strikes, is currently under a fragile, conditional

Investing during Troubled Times (or any other times)

Investing during troubled times Or any other times I often like to think about investing not as a one-time decision, but as a habit that quietly runs in the background

Should You Worry That Everyone Is Buying Index Funds?

If you walk into any personal‑finance corner of the internet you’ll hear the same advice: “Just buy a low‑cost index fund and forget about it.” It’s simple, it’s