You know exactly what my answer is; you're a regular here, so you've read it a thousand times before... Okay, one more time: if you want to stay stuck in capitalism, you need to heavily control the innate negative outcomes of that system by strong government regulation. Your libertarian wish for freedom is laudable, you just don't seem capable to grasp that capitalism and true freedom don't mix. The only system that works without government, at least on paper, is communism. John Lennon gave the answer as well when he sung "Imagine no possessions"...