Transfers, Savings & Recurring Payments - Everything You Can Do with Ecency Wallet

The Ecency wallet isn't just for viewing balances. It's a full transaction engine that supports every financial operation the Hive blockchain offers - and then some.

Direct Transfers

Send HIVE or HBD to any Hive account instantly. Ecency supports batch transfers to up to 50 recipients in a single transaction - useful for contest payouts, team distributions, or community rewards. You can also transfer Hive Engine tokens and Ecency Points the same way.

Every transfer supports optional memos, so you can include payment references, notes, or encrypted messages.

Savings Account

Hive has a built-in savings feature with a 3-day security delay on withdrawals. This is your on-chain cold storage:

• Deposit HIVE or HBD into savings with one tap

• Withdraw with a 3-day cooldown period (protection against theft)

• HBD Savings earn interest - currently around 15% APR, paid monthly by the blockchain

Ecency shows your pending withdrawal requests with countdown timers so you always know when funds will be available.

Recurring Transfers

Set up automated scheduled payments:

• Daily, weekly, or monthly frequency

• Specify total number of executions

• View upcoming payment dates

• Cancel anytime

This is perfect for subscription-style payments, regular savings contributions, or ongoing support to content creators - all trustlessly executed by the blockchain.

Conversions

Convert between HIVE and HBD using the blockchain's built-in conversion mechanism:

• HBD to HIVE conversion (3.5-day processing)

• Track pending conversion requests in your wallet

Safety Features

Before you send funds, Ecency checks the recipient against a known bad actors list and warns you if the destination account has been flagged. This helps protect users from scams and phishing attempts.

From one-time sends to automated recurring payments, Ecency gives you banking-level transaction capabilities - powered entirely by the Hive blockchain.