OTPPAY

I welcome all my followers. We bring to your attention the mega-popular design with high credit rating .OTPPAY claims that the platform they create is a unique platform for cryptographic payments thus, the platform enables users to use different types of cryptocurrencies, as well as money to pay for the services of sellers around the world. All transactional processes are executed safely and conveniently.Lalith Babu as founder and CEO applies his ingenious ideas in collaboration with experienced teams in their respective fields, as outlined on his official website https://otppay.io~.
Otppay is "Omni Token Platform for Payments" if you translate literally - "token Platform for payments". This wallet is used on the basis of Blockchain technology. Otppay will be the largest platform in the world where all major crypto assets can be bought, sold and even make payments to sellers at a low price directly or through escrow. Otppay is a unique payment platform that will pave the way to using your favorite cryptocurrency to make payments by partners quickly and easily and, most importantly, safely.
The main products that will be launchede is a reliable exchanger OPPpay ML and AI kriptocurrency, with increasing demand for this mechanism, the cost of the entire process will be minimal among the entire industry. With the help of a reliable architecture in conjunction with the PCI data security standard — the exchange will become completely transparent, so Otppay stands out in comparison with the other participants of this market. It will also simplify the process of buying and selling through the KYC system to change the cryptocurrency in a matter of second. To do this, you have several options to synchronize your Banks accounts, use a debits or credits card. But one of the most amazing things abouts Otppay is the wallet itself. As a seller, you can easily attach your QR-code, customers can immediately pay with cryptocurrency. And that's not all, Otppay has developed an NFC payment system for cryptography. If you no help, you can create your own system using the open API Otppay, which can easily be implemented by anyone. You can not worry if your account is empty and you need money since Otppay wallet also has a loan option where you can borrow two to five times monthly, some amount as a short loan. To get a loan on Otppay - you need a good credit rating, crypto — calculation of the efficiency of transactions, customer reviews and other requirements.The OTPPay project is a universal platform for various trading operations. The user is prompted with a single purse OTPPay conduct the following financial operations with digital tools:

• trading (buying/selling);
  • bill payment;
• credit (receipt/issue);
• convert one currency to another.
  Combining all the basic tools to trade and manage cryptographic means simplifies the lives of ordinary users. The venue will be a "magnet" for beginners and experienced retailers and brokers. By simplifying the process, the line between the traditional and digital money markets is blurred.The following channels are used to transfer funds

NFC-Tap to Pay application is used, one of the best in the contactless payments market.
QR code: the seller sends to the buyer. The code encrypts the data for the transaction. It is a handy tool. Eliminates the possibility of making mistakes when writing long numbers of cryptochromes.
To make it easier to find the addressee of the funds, use the address book of the phone with an integrated application for simplification.
For carrying out operations on purchase/sale, payment on interest, establishment of a credit rating the Commission of the platform gathers. Thus, the profit of the company directly depends on the number of attracted users. A little bit About ICO OTP:
Symbol m: OTP
Total tokens: 1,000,000,000
Soft Cap: 1250 ETH
Hard Cap: 71250 ETH
Contributions: ETN
Unsold tokens will be burned
The period up to the ICO from 5 March to 3 April. For 1 ETH investment you get 16 000 OTP tokens and 20% bonus.
The first stage of ICO-from April 4 to may 3. For 1 ETH investment you get 8000 OTP tokens and 15% bonus.
The last stages of ICO-from may 4 to June 2. For 1 ETH investment you get a 10% bonus on OTP tokens. You can read more about the project on these links

Web Site: https://otppay.io
Technical description: https://otppay.io/Assets/otppay-whitepaper/OTPPAY_White_paper_v1.1.pdf
Twitter: https://twitter.com/otppay
Facebook: https://www.facebook.com/Otppay/
Telegrams: https://t.me/otppaychat
BTT: https://bitcointalk.org/index.php?topic=3042849.msg31318273#msg31318273